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Who We Are

Located in the heart of downtown Chicago, Service Payment Plan, Inc. (SPP) is the market leader in providing short-term interest-free payment plans for the purchase of vehicle service contracts (VSCs). Consumers purchase VSCs to cover the cost to service, repair or replace components of a new or used vehicle, to supplement the manufacturer’s original warranty or replace it if expired.

SPP also provides interest-free payment plans for maintenance + tire and wheel contracts.

SPP operates in all 50 states and Canada. Over the past 30 plus years SPP has worked with over 12,000 dealerships and 2.5 million customers.

What We Do

As the leading provider of 0% interest payment plans for vehicle service contracts, SPP offers a powerful tool that may help boost your profits through increased sales of vehicle service contracts.

Our flexible, interest-free programs give your customers an affordable, convenient way to pay for their vehicle service plans without increasing their monthly car payments. Making them more receptive to purchasing a vehicle service contract.

By removing the cost of the vehicle service contract from a customer’s car loan, our interest-free payment plan can turn a “no” into a “yes,” helping to increase customer satisfaction and lay the foundation for a profitable, long-term relationship with your customer.

Have questions? Contact us!

More Service Contracts. Increased profits. That’s The Power of Zero from SPP.